A Fruitful Gathering,  J. Wolveskill, Acrylic on Cavas

Native Home Capital is a tax-exempt not-for-profit, certified Native Community Development Financial Institution incorporated in 2005.  We were established to improve access by tribes to housing and community development financing resources.  Our work is consistent with the intent of the Native American Housing Assistance and Self-Determination Act of 1996 (NAHASDA).  This landmark legislation encourages Tribes to leverage their federal funds with private sector and other monies.

In 2003 Tribal leaders in Arizona met with Arizona’s Governor to discuss how even with the passage of NAHASDA a deep divide continued to separate tribes from private capital available to non-Indians for residential development activities.  At that meeting the idea of establishing an organization like ours was born.

Today, we offer services and financing to tribes and developers for on- and off-reservation affordable housing and community facilities.  Allowable uses of funds are similar to those allowed through NAHASDA and includes infrastructure, community facilities, single and multi-family construction.  Our work has resulted in the deployment of approximately $3MM to support completion of over 100 units primarily benefitting Native Americans.

We invite you to contact us to discuss your housing or community development projects and how we might work together to bridge the capital divide.

About the Artwork

In September of 2003 tribal leaders met state officials at the base of Mt. Boboquiviri located on the Tohono O'Odham Nation and depicted in the background.  This gathering of tribal and public sector elected officials represented diverse areas, cultures, languages and interests from across the southwest - represented by the flora in the foreground.  They came together to offer ideas on how to resolve the long-standing problem of limited or non-existant access to financing and other resources for construction and rehabilitation of tribal housing and community facilities on tribal trust lands.  One outcome was the seeding of an organization wholly focused on helping to resolve the issues discussed at this "fruitful gathering".  That organization is now known as Native Home Capital.